Factoring is supplier-driven program wherein it enables suppliers to receive early payment on their approved invoices by offering them to financiers on the marketplace. Once the supplier upload the invoice on marketplace, the buyer confirms the invoice, multiple financiers provide competitive offers, and the seller receives upfront funds while the financier is repaid by the buyer on the due date.

Reverse Factoring is a buyer-driven program wherein buyers enable their suppliers to receive early payment on buyer-approved invoices through participating financiers on the marketplace. Once the buyer validates and upload the invoice on marketplace, financiers offer funding at preferential rates, and the supplier receives upfront funds while the buyer repays the financier on the due date.